Hello.  I am new to this so I am not even sure if I am doing this properly but its worth a shot.  I am very stressed and I may vent so I apologize.

I am 25 years old and married to a soldier serving in Iraq. I have been very depressed and extremely stressed out since he left.  I have had to take on so much on top of worrying about him everyday.  My stress level has reached a new high.  I just have so much on my plate right now I just cannot handle it anymore.  We have so many bills to pay each month and it never seems like I can pay them all.  I was laid off from my job and I have been trying so hard to find a new one but it seems like there are none in my small town.  My credit as well as my husbands nearly perfect credit is now in the toilet because I would forget to pay a bill all together one month or I would forget to pay a bill and pay extra on another one to try to pay it off and then when that bill would arrive I wouldn't have the money to pay for it anymore.  The people at my husbands bank are not nice at all.  They would not let me change the address on his account even though I have full power of attorney on it, I was told  that they would not recognize it.  I went in this month to pay on his loan, they always have to look up the account for me and the teller was very rude and never mentioned to me that there was a problem with the account.  Now I did not receive the notice in the mail being they did not let me change my address and I received a call saying the account went negative on January 31 and they have been charging me 5 dollars a day ever since.  This was an error that never should have happened in the first place.  I changed a bill that was being taken out directly from that account to another one because it was easier for me to keep track of and I assumed it would stop that month but it did not.  If I was told about it I would have gladly taken care of it right away but I didn't have the chance.  I guess this is what is putting me over the edge right now.  I have more bills than I can keep track of right now.  I have way too much on my mind and I am so lost and have no idea what to do.  My husband and I were married at the court house before he left and are planning to have a wedding for our families this fall when he returns but now I am not sure if this can happen.  To top off the stress with the wedding planning the place where I bought my dress ordered it 4 sizes too big and did not order the wrap that came with it and is being very difficult with me.  I actually had to go to the Better Business Bureau about her and she continues to lie which is so frustrating.  I am just so overwhelmed right now.  I have no clue what to do anymore.  I want to find a consolidation loan but I have bad credit so I cannot get one.  Can anyone help me?  Point me in the direction of away I can get help with my financial trouble?  Is there some place that will give me a loan?  My husband will be home on leave sometime this spring for 2 weeks and I am so afraid we will have no money while he is here and I will have a break down.  If someone could help me out I would be so grateful.  You would save my sanity.  I really feel as though I am going to loose it soon.  I have so much going on on top of everything I have already wrote about.  Thank you so much for taking the time to read this.